Paano Nga Ba Maging Isang Remote Worker Sa Pilipinas? | A Guide

Handa ka na ba maging isang remote worker? Bago ang lahat, alamin muna kung ano ang sakop ng salitang remote worker o remote working.

Mayroong tatlong klase ng working from home or working remotely. Ito ay ang remote work, telework, at freelancing. Kadalasan, napaghahalo ang ibig sabihin ng bawat isa sa mga ito.

Narito ang mga articles para sa karagdagang kaalaman hinggil sa remote work, telework, at freelance:

“The Digital Age: Remote Work And Telework Defined”

“Be Protected As A Freelancer”

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A remote worker working from home. 😉

6 Tips Sa Pagtatrabaho Bilang Isang Remote Worker

1. Magsagawa ng financial assessment o budgeting.

Ito ang pinakaunang bagay na kailangang gawin bago ka mag-desisyon na maging isang remote worker o freelancer. Sa pamamagitan ng iyong financial analysis, alamin kung sapat ba ang iyong kikitain para pantustos sa iyong monthly expenses.

Kinakailangan din na mayroon kang emergency funds na nakalaan para sa mga panahon na magkaroon ng problema sa iyong client at employer pagdating sa payment. Ang freelancing o remote working ay pwedeng maging isang regular job. Maaari mong bitawan ang iyong day job or office job kung ang iyong kikitain sa pagiging remote worker ay pareho lang o higit pa.

Kung ikaw ay isang bread winner o may sinusuportahang anak, magulang, o relative on a consistent basis, mas maiging gawin ang freelancing bilang isang side hustle or job on the side. Ngunit kung hinihingi ng pagkakataon na ikaw ay maging isang remote worker gaya halimbawa sa mga full-time Moms, magandang opportunity ang remote working. Pero sa mga married couples, it’s best to consult with your spouse kung okay lang din sa kanya ang ganitong set-up.

2. Alamin ang iba’t ibang uri ng remote working or freelancing.

Ito ay depende sa magiging usapan ninyo ng iyong employer o client. Mayroong ibang employer na sila ang nagso-shoulder sa pagbayad ng iyong mga government-mandated benefits kagaya ng SSS, Pag-ibig, at Phil Health at saiyong BIR tax. Maaari ding makakuha ka ng company incentives at 13th-month pay na nakukuha ng isang regular employee pero may option ka na mag-work sa bahay o kung saan pa man.

May ibang clients din na pumapayag na sila ang sasagot sa mga bayarin mo sa kuryente at magpo-provide ng gagamitin mong laptop kung magwo-work from home ka. Pero mayroon ding clients na ang babayaran lang nila ay ang output or deliverables mo lang. Sa case na ito, ikaw ang magbabayad ng iyong mga contributions para sa SSS, Phil Health, at Pag-ibig kasama na ang BIR tax na 3% para sa mga freelance professionals or self-employed individuals. Ito ang kadalasan na setup para sa mga freelancers.

3. Ihanda ang iyong mga kakailanganing gamit sa remote working.

Kapag handa ka na maging isang remote worker, narito ang mga kakailanganin mo para sa iyong freelance or remote work:

  • reliable internet connection (mas mataas na mbps at DSL connection, mas maganda)
  • reliable laptop (mas malaki ang RAM, mas maganda; the client or employer will sometimes provide this)
  • backup internet connection (pocket wifi)
  • sariling private work space (para sa work-from-home)

4. Ayusin ang iyong status sa BIR, SSS, Phil Health, at Pag-ibig.

Ito ay kadalasang applicable sa mga freelancers kung saan sila ang babayad ng mga contributions para sa SSS, Phil Health, at Pag-ibig at ng BIR tax. Para sa BIR tax, kailangan mong baguhin ang iyong status from employed to self-employed.

Para sa BIR:

Kailangan mo mag-register bilang certified freelancer or self-employed sa pamamagitan ng pagkuha ng Certificate of Registration sa BIR. Maaari mong basahin itong mga articles para malaman ang step-by-step process:

https://www.kalibrr.com/advice/2016/01/freelancers-guide-bir-registration

http://www.freelancing.ph/bir-requirements-every-filipino-freelancer-should-know/

https://blog.staff.com/a-taxation-guide-for-filipino-freelance-workers-finding-projects-online/

*Kung ikaw mismo ang magko-compute ng iyong taxes, maaari kang maghanap ng mga reliable na tax calculator applications kagaya nito:

https://play.google.com/store/apps/details?id=tax.app.cavalli.com.taxapp&hl=en

Para sa SSS:

Magbabago din ang iyong status ng pagbayad to voluntary member kung ikaw na ang magbabayad ng iyong SSS contributions. Narito ang mga instructions kung paano ito gawin:

https://theultimatevaresource.wordpress.com/2015/08/22/how-to-pay-sss-contributions-as-a-voluntary-member-a-guide-for-filipino-freelancers/

Para sa Phil Health at Pag-ibig:

Phil Health: http://rakethub.com/how-to-change-philhealth-registration-from-employee-to-voluntary/

Pag-ibig: http://www.pagibigfinancing.com/articles/2010/voluntary-membership-to-pag-ibig-fund-the-self-employed-freelancers-and-non-employees/

5. Mag-open ng bank account o PayPal account.

Kung ang client mo ay based abroad, mainam na gawing payment mode ang PayPal dahil ito ay secure. Pero bago makapag-open ng PayPal account, kinakailangan muna na mayroon kang bank account na nakapangalan sa’yo.

PayPal New Account

http://www.freelancing.ph/freelancers-guide-getting-know-paypal/

PayPal Withdrawal

https://www.pinoymoneytalk.com/paypal-withdraw-philippine-banks/

6. Gumawa ng sariling work routine.

Ito ay napakahalaga bilang isang remote worker dahil kahit na hawak mo ang iyong oras, how you finish an output will still depend kung paano mo hinahati ang iyong oras para matapos ang iyong mga tasks. Nariyan na ang mga usual na kalaban ng mga remote at freelance workers – procrastination at lack of self-discipline.

Dahil ang supervision ay remote din, malaki ang chance na ma-tempt ka mag-browse sa Facebook o matulog muna saiyong kama hanggang sa hindi mo namalayan na ilang oras na ang nawala sa araw mo.

Being a freelance professional or a remote worker still requires professionalism at a certain degree. Isa na rito ang pag-deliver ng output on time o according sa napagusapan nyo ng client mo na deadline. Hindi rin maaaring maging buzzer beater sa pag-submit ng deliverables dahil ang mako-compromise ay ang kalidad ng iyong output.

Take remote working or freelancing as if it is your own business. Technically, your freelance or remote work is your business. If you want it to flourish, kailangan may sarili ka ding work ethics to make sure na it will sustain you in the long run.

 

Ako ay nagsimulang magtrabaho bilang isang remote worker noong 2017. Ang transition ay hindi mahirap if you already know what to expect based sa mga nakalap mong impormasyon through your research. Also, kinakailangan ding masigasig ka sa paghahanap ng mga bagong opportunities. But I can assure you na there are a lot of opportunities out there to those who plan to venture in this kind of work setup.

Mahalaga lang talaga na ready ka din to make the sacrifices and exert every effort that you can dahil gaya din ng pagiging isang office employee, hindi rin madali maging isang remote worker. In my case, napaka-suitable ng set up na ito because I can make my own schedule. Mainam ito sa sitwasyon ko ngayon kung saan marami akong kailangang gawing extra tasks kasama na ang pagtulong para sa isang family project.

Lahat tayo may kanya-kanyang priorities but in the end, it is up to us how we are going to manage them. Kung ikaw ay matagal nang nagiisip kung ang remote working ba ay para sa’yo o hindi, I hope this article helped you decide one way or the other. 🙂

Whatever you do, work at it with all your heart, as working for the Lord, not for human masters…” – Colossians 3:23

“May the favor of the Lord our God rest on us; establish the work of our hands for us— yes, establish the work of our hands.” – Psalm 90:17

“You will eat the fruit of your labor; blessings and prosperity will be yours.” – Psalm 128:2

“Those who work their land will have abundant food, but those who chase fantasies have no sense.” – Proverbs 12:11

“All hard work brings a profit, but mere talk leads only to poverty.” – Proverbs 14:23

“Give generously to them and do so without a grudging heart; then because of this the LORD your God will bless you in all your work and in everything you put your hand to.” – Deuteronomy 15:10

Praying all the best for you as a remote worker,

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Understanding a Young Professional

 

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Indeed, August is understanding – understanding the will of God, understanding yourself and others. 🙂

At my age of 31, I can say I have been through all seasons when it comes to job opportunities in search for the one that God says as “the right one.” These decisions aren’t easy to make because I also need to value what my spouse thinks on what is best for us both.

These seasons brought me to short term employments, some even lasted for just a week, some brought me to a standstill for a long while and some lasted for a couple of years. I always seek God’s counsel on these matters because let’s admit it, giving up a job and hopping on to the next is crucial.

We all need money to survive. Getting rich, however, is a different story and something I do not fully support. Money is the root of all evil if it becomes your god and your life revolves around it. This includes anything that makes you “great” as well. It will destroy this hierarchy of priorities mandated by God:

  1. GOD
  2. Spouse
  3. Children/Family
  4. Career
  5. Ministry

How? When we don’t find the right answers to these questions:

  • When was the last time you opened and read your bible consistently?
  • When was the last time you took a quiet time, prayed, and made it a habit?
  • Do you have enough time for your spouse on a regular basis?
  • How about for your children?
  • When did you last visit your parents or talked to them?
  • How about your siblings? When did you last check up on them?
  • When was the last time you attended church? 

We’ve always been reminded to never place any idols before God and that anyone who disobeys will face the consequences:

“You shall have no other gods before Me. You shall not make for yourself an idol, or any likeness of what is in heaven above or on the earth beneath or in the water under the earth. You shall not worship them or serve them; for I, the LORD your God, am a jealous God, visiting the iniquity of the fathers on the children, on the third and the fourth generations of those who hate Me,…” – Exodus 20:3-5

Are our possessions our god? Are our finances our god? Are our careers our god? Are our achievements our god? Are our children our god? Is our ministry our god?

If we fail in even one of the things I have mentioned above, we know that we are guilty. We always have to be on our guard because the enemy is always in the corner prowling around looking for that next victim to deceive. Everything may seem to be smooth sailing but little did we know that we are already heading towards destruction. If everything is going smoothly in our lives, we should already wonder.

“I have told you all this so that you may have peace in me. Here on earth, you will have many trials and sorrows. But take heart, because I have overcome the world.” – John 16:33

There may not be any external atrocities happening on the outside but the enemy is already going for the most vulnerable spot inside you – your heart and your soul.

“Guard your heart above all else, for it determines the course of your life.” – Proverbs 4:23

As the adage goes, “A river that is quiet usually has looming falls at the end of it.”

Your heart and your soul may have remained placid but they were not given the opportunity to build a shield which is the armor of God and strengthen your faith.

The Whole Armor of God

Finally, be strong in the Lord and in the strength of His might. 11 Put on the whole armor of God, that you may be able to stand against the schemes of the devil.

12 For we do not wrestle against flesh and blood, but against the rulers, against the authorities, against the cosmic powers over this present darkness, against the spiritual forces of evil in the heavenly places.

13 Therefore take up the whole armor of God, that you may be able to withstand in the evil day, and having done all, to stand firm. 14 Stand therefore, having fastened on the belt of truth, and having put on the breastplate of righteousness, 15 and, as shoes for your feet, having put on the readiness given by the gospel of peace.

16 In all circumstances take up the shield of faith, with which you can extinguish all the flaming darts of the evil one; 17 and take the helmet of salvation, and the sword of the Spirit, which is the word of God, 18 praying at all times in the Spirit, with all prayer and supplication.” – Ephesians 6:10-18

Not only that, but we rejoice in our sufferings, knowing that suffering produces endurance, and endurance produces character, and character produces hope, and hope does not put us to shame because God’s love has been poured into our hearts through the Holy Spirit who has been given to us.” – Romans 5:3-5

Don’t be tempted to get that next promotion or for that next “big thing” to add to your resume or attach at the end of your name right away. Don’t be tempted to sign that 6-digit salary or the millions that you’re being asked to take without confirming the responsibilities attached to it. Don’t be tempted to say “yes” to any promise of a better life other than the gift of salvation.

No, don’t be tempted with these things. That next promotion might be a temptation to spend less time with your spouse and family or a temptation to sacrifice your own health and wellness. That 6-digit salary might tempt you to drown yourself in the physical pleasures of this world which equate to even more worldly temptation. That promise of a better life might be masked in the form of easy money and the black market.

Review your priorities instead (single or married), ask for God’s leading, seek His counsel, and pray for discernment towards the right path.

If you will ask me why, then consider the following:

  1. Why is quality time with God important? The Scripture will guard your heart against any temptation. This will prepare you for any trial you’ll go through. Thus, it is the #1 priority.
  2. Why is quality time with the spouse important? Marriage is a holy matrimony, it is also a room for the enemy to attack you or your spouse with temptations. Communication is important between a married couple. If you are too tired to even ask what went on in your spouse’s day, it might be too late when you realize your spouse is drifting away from you and eventually leads to a divorce.
  3. Why is it important to spend time with your kids? Your kids will only be young once. They will appreciate the time you’ve spent with them more than the toys or gadgets you gifted them when they grow older. The percentage of depressed teens are getting higher every year. You don’t want them to end up growing up a teenage rebel or being with the wrong group of friends just because their parents are always “absent.” It is as important to your child that you become his/her first best friend other than just being a parent.
  4. Why should you not place money as the top priority? Money is the root of all evil. It sparks jealousy, greed, selfishness, death, among all other negative things.

I am not a licensed counselor but I have learned these nuggets of wisdom from mentors who went through the same thing and shared their experiences, combined with my own personal experience as well as knowledge lifted from my graduate study which is special education.

You might add that they are all a case-to-case basis but consider this verse:

“What is happening now has happened before, and what will happen in the future has happened before, because God makes the same things happen over and over again.” -Ecclesiastes 3:15

If you are to ask me why, this might suffice as an answer:

“And I know that whatever God does is final. Nothing can be added to it or taken from it. God’s purpose is that people should fear Him.” – Ecclesiastes 3:14

Going back to all those career shifts, I can say that I have met wonderful people who have touched my life. I’ve learned a great deal of wisdom from them and formed a special bond through the memories and experiences we’ve shared which I am forever grateful.

On the one hand, I have touched their lives as well one way or the other and continue to influence as they add me on social media, check out my profiles or read my blog articles (oh, it’s you). 😀

I never viewed it as a waste of time, this shifting of careers, though it brought me to a slight and temporary instability in my priorities, marriage, finances, etc. as seasons change.

But no, I remained steadfast because I am clinging to a Rock and I know I have a God who is forever faithful. I viewed these instead as a time of GREAT TESTING.

How? It is only in times of drought and famine that your faith in God is truly tested. It will answer the question “how far are you willing to trust God with your whole life?”

So much of this testing didn’t test my character alone but it also built the foundations of my marriage and refined the characters of the people around me too. They, too, have learned to rely on God along the way.

I have always relied in the TRUTH that God is the ONLY ONE who provides for all our needs from finances to material things; who gives us a career; who provides our salaries; who closes one door of opportunity and opens another; who keeps things steady though everything may be shaky; who keeps my marriage intact; who binds the relationships I have with others; and who reminds me of my priorities.

What matters is we stayed obedient to His instructions, obeyed His laws, and pursued His will and plans for our lives all throughout.

As I write this journal entry, all I can ever see are the lives of those great people recounted in the bible who withstood all trials because of their unwavering faith even to the point of death: Daniel; Shadrach, Meshach, and Abednego; David; Joseph; Job; among many others.

They say it takes fire to yield a beautiful sword ready for battle. Without fire, the sword will be blunt – ineffective and of no use. Yet it also takes the time to forge a sword. It takes effort and a great force to yield it. On the other hand, too much heat will cause it to melt.

As a young professional, you’ll receive so much of this fire which could either destroy you or mold you. Choose, however, to consult God’s plans over your life more than being dissuaded by what this world expects and wants from you.

Do not break away from the vine, cling to it. Let God use the fire to mold you for a better purpose. But never let the enemy use it to consume you and head for destruction.

In the end, it is important to keep in mind that even when you have to close a hundred doors and open a thousand, it still is God who decides what is the best door to keep open. You’ll never really know in which seasons will God forge you to become one of His mightiest swords. But, learn to trust Him instead. 🙂

Each time He said, “My grace is all you need. My power works best in weakness.” So now I am glad to boast about my weaknesses, so that the power of Christ can work through me. – 2 Corinthians 12:9

As my spiritual mentor and Victory group leader said with her life verse and God’s promise:

“For I know the plans I have for you,” declares the LORD, “plans to prosper you and not to harm you, plans to give you hope and a future.” – Jeremiah 29:11

For this article, here’s a video from Hillsong that’s one of my all-time favorite Christian songs: