Business Plans: Still Tilling And Waiting On God’s Ways

Thank God yet again for the grace to finish all the tasks set for today. 🙂 First off, I am only running a free domain for this blog so when I finally worked on our family project’s official website, I didn’t expect there’s A LOT to learn. 😀

I am all passionate when it comes to learning though. So I can say I’ve enjoyed every minute I spent putting it together from logo-making to choosing the layout to content organizing. We’re only using the premium plan because I told my siblings I just needed to make my way around building a professional website. When the family project’s fully operational, I plan to upgrade it to the business plan if God wills it.

The entire web designing/developing took me three days to set up. The website’s already live but it still is under construction. You may take a peek though if you’re curious. 😉

I’ll be sharing the developments here on my personal blog first then migrate them there later on. If you’re wondering what this family project is all about, you can check out this article but it’s written in the vernacular. Don’t worry, you can still read it by clicking “Google Translate” which you can find at the sidebar of this site (desktop view) and at the lower portion of the site (mobile view). I just hope Google will do a fine work of translating it exactly as what the gist of the story is all about. 😉

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Business Aspects

Now let’s get down to business, technically. 😀 For the technical aspects of the land, it is a 13.5-hectare property divided into two. One half belongs to my Aunt (Mom’s sister) and the other half to my Mom. The opportunity already came to tell my Aunt who’s living in the U.S. about the project. She shared to me a video about a discovery of one consumer on a lettuce that’s made of plastic. I told my Aunt all the more we should pursue organic farming on our property for healthier products.

Organic Farming

Speaking of organic farming, I asked Dad what are the other crops aside from coconut and rice suitable to plant at the farm. I already conducted my research on the consistent top-selling agricultural products for the last 3-4 consecutive years. These products are high-selling due to a high demand. Currently, it’s the same demand (and a dilemma) in our town – the lack of options when it comes to vegetables.

Dad said the majority of the vegetables sold in our local public market came from Manila. This means these vegetables are sold at a relatively high price because it will include the careful packaging, handling, and delivery fees. It takes 17 hours to travel by land from Manila to our town. So by the time it reaches our town, you can expect the vegetables are all in poor condition and of low quality but sold at an expensive price.

I shared with Dad this will be the goal of the project, to supply the demands in our town and sell our products for a fraction of the usual market price but still meet the targeted ROI. How can we achieve that? It’s definitely going to be a trial and error. Release a couple of products in the market and then monitor the generated income on a monthly basis and see if there’s a consistency in the demand and a need to up the supply. If there are higher purchases, it means the market price we have set is fair enough for the consumers. But, easier said than done always. 😉

Down to Early Stages

My siblings and I already have this urge that time is of the essence. The earlier we start, the sooner we can make these plans materialize. But when I asked my Dad how long it’ll take for all the paperwork to be processed for the titling of all his land possessions (current status) including the Oyango Ridge, he said, “Just relax.” lol 😀 This is needed for transferring ownership of land possessions to heirs.

Okay, I get it now. I believe this is why the Bible stated receiving the inheritance at an older age. Why? With older age comes greater wisdom brought by experiences. Even if we think we know it all how to run and manage the company smoothly and successfully, nothing still beats experience as the best teacher.

This is where our parents come in. They don’t make decisions based on impulse and act hastily but make them through guided wisdom. That’s what I am learning now, too. I believe the spiritual gift of the family is more on the gift of prophecy. Mom calls it as foresight. She saw it from our late grandpa who would always act on something when the timing is right. That action will then fulfill an even greater purpose and will only have relevance several years after just like now.

I could still remember my Mom a few years back when she sat me and my sister down to have this “serious” talk about the last will and testament and how the properties will be divided among me and my siblings. My sister and I laughed it off telling her it is still too early to do it, they’re still young and they won’t die yet. Mom was furious and said, “Why are you taking all of these as a joke? This is not a laughing matter because we will never know when the inevitable (dying) will happen. So you all listen because this is a serious topic.” 😀

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I believe during that time my Mom already received the prophecy, the foresight. Mom already felt it in her heart that 4 years after, here we are, siblings, actively pursuing our interest to utilize the property. We never got to hear from her that time though how exactly the land will be divided among her 5 children because she reiterated about why the land is important to them and to the family instead. But I believe Mom and Dad prepared what needs to be prepared already.

This is what I am praying for in this endeavor. I pray that may we all be guided by Godly wisdom in pursuing this purpose that God has set in our hearts. May our families have undivided interests and will continue to seek the greater good of everyone. This is actually what I am grateful for now – the active participation of all my siblings to make this project come true. Now, it’s all about waiting for God’s perfect time to execute them one by one and His grace to resolve all challenges we meet along the way.

Challenges and Setbacks

We’ve already had some setbacks and cited several challenges during the business planning. I broke them down into several categories depending on a particular area of the land. We plan to utilize only half of the farm (Mom’s share) and we will still consult with my Aunt’s family what their plans are on their portion of the land. For now, a little portion of the property is being utilized for copra production. We don’t have an estimate yet about the total number of coconut trees (hubby and I were tasked to count and mark them all down one by one on our next visit next month) but we can gather a truckload of produce every 45 days. We already have a team of farmers (I call them our “coco” heroes. 😉 ) helping us with the entire production.

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At this point, Mom would like to buy a truck and we can’t see the advantage yet of acquiring one as early as now but I do have hints. Dad is also managing other land assets which are now being utilized as rice fields. They are located in different parts of the town and I think my Mom believes we can cut down on transport fees if we own the truck instead of hiring one to transport all of our produce.

Yes, I know Mom can see the picture pretty clearly already. For us, it’s all a scattered plan. But for her, it’s already one solid project. When Mom decides on something, it usually turns out for the greater good because she’s a very good planner. This is probably the result of having foresight as I mentioned earlier. I am praying I’ll have the same spiritual gift. Mom’s wisdom, come on to me now. 😀

Seriously though, I am praying for God’s wisdom, grace, provision, and timing over all the challenges in this early stage of the project’s development such as what I’ll discuss below.

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Technical aspects:

  • Secure a permanent perimeter fence on the entire property.
  • Establish water and electric supply.
  • Facilitate road improvements.
  • Hire a farm help to live at the farm 24/7 just to make sure there are no security breaches or trespassers.

Organic Farming (as per Dad’s advice):

  • Needs to conduct soil analysis to determine the soil type.
  • The soil is made of clay, not perfect for planting any kind of crops.
  • There is an option to plant crops, but the soil analysis will determine the proportion of fertilizers needed for the crops to produce a higher yield.
  • Due to the climate change, the farming calendar has also shifted.
  • The soil analysis will be conducted at the regional office of the Department of Agriculture (3 hrs travel time).

Marketing:

  • Identify the clientele.
  • Select the suitable marketing channels.
  • In-depth study of the ratio of supply and demand.
  • Packaging, handling, and transport measures.
  • Analyze if the ROI in all selected crops including palay and copra is feasible enough to sustain the project’s operations.

That is just stage 1 and we haven’t even started yet because it’s rainy season already. We need dry land for dredging to set up a water source and determine how deep it should go. The same goes for establishing electricity and making road improvements.

Also, Mom suggested there must be a farm help first to make sure no one will tamper with any of the equipment or construction materials brought inside the farm. But, we are still screening the best applicant who is willing, who is reliable, and whom we can trust.

The farm help will be receiving a regular income though with all the mandated government benefits and a monthly allowance of 1 sack of rice. Methinks that is already a suitable offer I am even willing to grab it, myself. But well, I am tied to other obligations for now. 😀

The reason why I am sharing these developments is to provide information about pursuing a business in the agricultural sector on a wider scale. I also wish to hear insights from you, my beloved readers, if you know anything about agribusiness. This season requires I have a mentor who shares the same passion and business goals that we have. I already found one and I am praying for God’s perfect time to conduct a business meeting/fellowship with him. 🙂

He’s none other than Bro. Bo Sanchez. It was only last month when I got to read one of his books and the book was like sitting on my siblings’ bookshelves for decades already. But God’s timing made it possible that I get to read it now at just the right season I’m in. I can relate to all of the experiences and insights he shared even the one which he calls as the “happy poverty.” I’ll touch more on that in the article scheduled two Fridays from now. But what captivated me most was Anawim. More of this, too, in said article.

Next Friday, I’ll be sharing a detailed history of the property and why the desire in our hearts to pursue this family project. But to set things straight, this is not for us because we’re all pursuing our chosen careers. To end this article, I’d like to write down this prayer because I know this endeavor isn’t something that can be done overnight. It’ll require so much from us in all aspects (spiritual, emotional, mental, physical, & financial) and at this point, we would like to ask for your prayers, too. ❤

“Lord, may Your will be done for You, alone, direct our steps. We are seeking for your guiding light in every step of the way and may you give us protection from anything that the enemy will strike against us. I am praying that in this season, on this particular journey, may Your name be glorified through all the testimonies in our lives.”

Verse of the day (as of 8/11/2018):

“For I am about to do something new. See, I have already begun! Do you not see it? I will make a pathway through the wilderness. I will create rivers in the dry wasteland.” – Isaiah 43:19

Placing everything in faith and in prayer,

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Read more: The Christian From Bicol

P.S.

I am trying to post this asap before the clock strikes 12 midnight because this is supposedly an #everyFridayblogpost. 😀 But I had so little time to rest in between tasks because I also cooked “lechon paksiw” for our dinner. My rest time is my only writing time so I got to write this only now. Do leave a comment if you’d like to know the recipe for this popular Filipino dish. 😉

The Christian From Bicol

(This is an excerpt from this post I wrote back in November 2013 during Typhoon Yolanda. I thought this particular content deserves to have its own separate article with a different title this time.)

Wherever God would take me, whatever God would give me, I will bring with me two identities: first, I am a Christian, and second, I am a Bicolana.

I can never be prouder of anything I have and whoever I have become other than those two I have mentioned above.

Why a Christian? I am nothing and nobody without my God, first and foremost. My identity is in Him, and I believe I need not say more as it is what it already is. 🙂

Why a Bicolana then? Ahh, this is most likely where I’ll be explaining more.

I grew up in the province. I spent more than half of my life there. As of writing, that is. There’s no other place that I could ever call ‘home’ except Bulan. Yes, that is my hometown, a small town in the province of Sorsogon somewhere in the southernmost part of Luzon.

Sorsogon consists mostly of coastal areas surrounded by beaches of all sand colors from white, pink, to black –  you name it, we have it. Rich in natural resources, fishing and farming have been the sources of livelihood with almost all the Bulanons (that’s how we generally call ourselves).

Fishing

Fishing

If there is one value that being a Bicolana has taught me, it would be this – knowing your roots. In other words, learn to look back from your humble beginnings. Bulan is the one thing that has taught me how it is to be humble and to be grateful. Humility bespeaks when the heart is in awe of the mediocre. I know you are going to agree with me right there.

I came from a family of farmers. My parents, my grandparents, and the parents before them all came from humble beginnings. We wouldn’t be here if it weren’t for them. Gratitude is what I could offer to my ancestors for the sacrifices and hard work that they have invested in providing the best for their families.

I came from a generation wherein I didn’t have to go to the fields and do the farming myself, and go home with sweaty clothes covered in mud just to pay for all of my expenses and supply my needs. An experience I never had to go through, and yet something that I would want to go through.

CIRCA 1980s: My mom, aunts, uncles along with my grandparents.

CIRCA 1980s: My mom, aunts, uncles, and my grandparents.

They say that for someone to appreciate the value of something less than its market value and more of its sentimental value, you have to work hard for it and have it like how it is usually done and achieved. You have to sweat it out, so to speak.

I was listening to the podcast of Pastor Christian Flores regarding Victory’s new series entitled “It’s Not About The Money” two Sundays ago, and he mentioned the story of a farmer and how this farmer had invested his earnings in acquiring an even bigger barn where he could store more, which actually resulted in his own destruction.

That made me think about our farm, our farmers, and what we really get from it. For starters, our farmhouse did not change, though many years and decades have passed. We are earning just enough, and we are still living frugal lives, though we have acquired some possessions through time – still, I think it is not about the money. Money, for us, is something that has to do with survival, but never to accumulate great wealth and live grandiose, rich lives.

I might be speaking out of righteousness here, but if you will personally ask me, that is how I think it should be. I do not wish to dwell on this matter then and will just leave all the explaining to our Pastors as they lead us on with the series – a reason for you to stay tuned for our upcoming podcasts or better yet visit a nearby Victory church: http://victory.org.ph/. (Sorry for the shameless plugging, but I felt you would understand it better if the explaining would come from our church leaders).

victoryqc.org

victoryqc.org

This is the season of harvesting, and when I went home during the holidays last November 1 and 2, I chanced upon the last harvest in our farm. I have skin asthma, and as much as I should be staying away from hay, I know it would not stop me from going along with my Dad. I suffered the consequences later on – my cough got worse, and itchy rashes came out that lasted for about a week, leaving black spots on my skin, which then stayed on for about how many months.

The last time I was with my Dad during harvesting was when I was around 6 or 7 years old. I could still remember how our parents would ask us (not really me, as I was way too young, but my sisters and brother) to help in drying the “palay”  we had harvested so they could be sold to the millers for a good price before they then sell it to the market.

Yes, how could I really forget all the scurrying here and there, to and fro, when dark clouds come, and heavy rains start to pour. It only means sweeping the grains, piling and covering them up as FAST as you can to prevent them from getting wet, thus lowering the chances of getting a low price as “palay”  buyers measure the moisture content of the rice grains. The drier the grain is, the higher its market value.

Palay

Threshing of palay.

My Dad is not a farmer per se. He is a civil engineer who juggled two occupations at the same time – that of a farmer and a superintendent at the National Irrigation Administration in the Bicol region (officially at San Ramon, OIC in Masbate and Sorsogon City). He is now 74 years old, retired from his engineering career, and yet a continuing farmer. I have always admired my Dad, who, at his age, still manages to do what he would always do at the farm despite his arthritis, gout attacks, hypertension, cataract, and other illnesses of the aged. Although we don’t dry the harvested rice grains anymore to lessen the stress level of all the scurrying and hurrying, tending the farm is still a lot of busy work to do.

I went to the farm with my Dad not to harvest the grains myself and have them threshed out but witness how it is usually done. I have to get into the particulars as to how to do this and that. Well, I might consider farming as my job someday. Yes, “Tin”  the farm girl. *wink*  I think I heard my Kuya’s sarcastic chuckle back there again. Haha Yeah, right. And yes, I wanted to observe how our farmers do it – our trusted and loyal workers. I admired them more than I have admired an office employee (no offense to office-based workers). But hard labor is no easy job. Exposed in the heat of the sun, bending over for hours either planting rice seedlings or harvesting them, soaked in mud or inhaling the itchy hay dust when threshing are, for me, among the most challenging tasks.

I closely looked at all of them. I saw Tio Digoy and Tio Kadog – they are the oldest among all of them. They have been working for my Dad since I was a kid. Now, their sons are working for us as well. I have learned to love them for all that they have put up for me and my family. I am praying that through us, their sons, daughters and grandchildren will one day have a better future because of their parents and grandparents’ hard work. Though that means we might lose workers in our farms, it would also be equivalent to giving everyone the chance to have better lives than what they have now.

I am praying too that someday there will no longer be a need for manual labor and everything will be run by machines operated in a clean office from planting to harvesting rice. That goes as well for harvesting coconuts and converting them into copra. The team of Tio Digoy also does them for us. Skilled, they really are. My family and I will always be grateful to them. We will always be grateful to Him for any blessing that He has bestowed as well as for His guidance and protection not just to me and my family but to our skilled workers and their families as well.

Copra

Coconuts being made into copra.

So if most think this is what I do in Bicol:

Nope, that’s not it because this is what I usually do:

"Tin, The Farm Girl"

“Tin, The Farm Girl”

Quite the opposite, right? Well, aside from washing the dishes, cleaning the house, feeding the pets, etc. and having a little vacation time actually. We have no helpers or house maids back home and here in Manila, by the way. As it is written in the bible:

“For even the Son of Man did not come to be served, but to serve, and to give His life a ransom for many.” – Matthew 10:45

Let’s all live a life of servitude, shall we my dear brothers and sisters? 🙂